Loans are different than grants. Students are legally responsible for repaying their loans.

Applying for Loans

1. Complete the FAFSA

   In order to be eligible for loan consideration, complete the entire FAFSA financial aid application and approval process.

2. Sign the Promissory Note

   If you desire a student loan, please complete and return the student loan application form to the Office of Financial Aid Services. Student loan forms are available at the Office of Financial Aid Services. You must also complete a Master Promissory Note. However, you may speed up the promissory note process by signing online at www.studentloans.gov. A paper Promissory Note may be generated and mailed to you upon request, which you need to complete and return; no loan funds can be paid to you until you complete the promissory note. Funds will be applied directly to the account of all eligible borrowers upon approval of the Department of Education.

   If you do not have a pin number but would like to sign electronically, you may obtain one by applying at http://pin.ed.gov. Your pin number is obtained real-time at the time you apply.

3. Loan Money Applied to Your Account

   Once your Promissory Note is approved, we can apply your loan money to your account. Students must be registered for at least six credit hours each term in order to be eligible to receive loans.

   First time loan borrowers are required to complete Loan Entrance Counseling before the college can apply the student loan money. Entrance Counseling may be completed online at: www.studentloans.gov.